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Our Services

Guidance, connections, and education for every homebuyer

We don't sell mortgages or push products. We provide personalized consultation, connect you with vetted professionals, and equip you with the knowledge to make confident decisions.

What We Offer

Personalized support at every stage of your homebuying journey

From your first consultation to closing day, we provide the guidance, connections, and resources you need — without ever selling you a product.

First-Time Buyers

One-on-one guidance to help you understand the process, prepare your finances, and find the right loan program — from pre-approval to closing.

Financial readiness assessment
Down payment program guidance
Step-by-step process walkthroughs
Learn more

Refinancing

Whether you're after a lower rate, cash-out, or removing mortgage insurance — we help you understand if refinancing makes sense and connect you with the right professional.

Rate-and-term refinance guidance
Cash-out refinance education
Break-even analysis support
Learn more

Real Estate Investors

From your first rental to a growing portfolio, we connect investors with financing professionals who specialize in DSCR, conventional, and non-QM investment loans.

DSCR and non-QM loan programs
LLC and portfolio structuring guidance
Multi-state investment support
Learn more

Professional Network

We connect you with vetted, licensed lenders, real estate agents, inspectors, and attorneys who have been carefully screened for quality and integrity.

Rigorously vetted lenders and loan officers
Experienced local real estate agents
Inspectors, attorneys, and title professionals
Learn more
Keys to new home

Your Journey, Your Terms

We tailor every recommendation to your unique needs.

Professional network

Vetted Professional Network

Every professional in our network has been carefully screened.

Our Approach

We walk alongside you — we never sell to you

Unlike mortgage companies or real estate agencies that earn commissions on sales, US Home Portal operates as an independent educational hub. Our only goal is to make sure you understand every step of the process before you take it.

When you're ready, we introduce you to professionals from our carefully curated network — lenders, agents, and specialists who share our commitment to transparency and client-first service.

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How It Works

From first question to front door

A simple, no-pressure process designed to put you in control.

01

Start a Conversation

Contact us with your questions. Whether you’re just starting to think about buying or you’re actively house-hunting, we meet you where you are.

02

Receive Personalized Guidance

We assess your situation — financial readiness, timeline, and goals — and build a customized action plan just for you.

03

Meet Vetted Professionals

When you’re ready, we introduce you to lenders, agents, and specialists from our trusted network who match your specific needs.

04

Achieve Your Goals

Armed with knowledge and supported by professionals, you navigate the homebuying process with clarity and confidence.

What Makes Us Different

Independent guidance you can trust

We earn revenue through referral partnerships with our vetted professionals — not by selling you mortgages or steering your decisions. That means our advice is always in your best interest.

No Sales PressureIndependent PlatformFree Consultation

Common Questions

Is there a cost for your services?

Our consultations and educational resources are completely free. We earn referral fees from our vetted professional partners, which means our guidance stays independent and unbiased.

Do you sell mortgages directly?

No. We are not a lender or brokerage. We educate you on your options and connect you with licensed professionals who can serve your needs.

How do you vet your professionals?

Every professional in our network is licensed, insured, and goes through a multi-step screening process that includes background checks, client reviews, and ongoing performance monitoring.

What areas do you serve?

Our educational content is available nationwide. Our professional network is growing across major metro areas — contact us to see if we have partners in your region.

Ready to take the first step?

Whether you're just exploring or ready to connect with a professional, our team is here to provide the guidance you need — at no cost and with no pressure.

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US Home Portal

Empowering homeowners with education, resources, and trusted connections.

2220 Douglas Blvd # 250, Roseville, CA 95661

My-Down Payment is a DBA of US Home Portal

NMLS# 1448396

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